Our Blog, Sun Mortgage licensed since 2007 🏠

Welcome to Sun Mortgage – Your Trusted California Mortgage Partner Since 2007 ☀️🏡

At Sun Mortgage, we believe that every home loan should be as personal as the people we serve. Whether you're buying your first home, upgrading to your dream home, or refinancing to save money, our mission is simple: to guide you step by step with care, clarity, and confidence.

Licensed in California since 2007, we bring nearly two decades of trusted mortgage experience to the table. Our team of knowledgeable loan officers has helped lots and lots of families across California turn the dream of homeownership into a reality—many for the first time.

Find the Perfect Loan for Your Dream Home

Blog

A Mortgage Tax Credit That Could Save You $2,000 a Year

Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Ce Sep 23, 2025

Does Refinancing your Mortgage Make Sense?

Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeab Sep 16, 2025

Why Buying a Duplex Makes Financial Sense

Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Se Sep 09, 2025

The Mortgage Spread is Shrinking

Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap Sep 02, 2025

Tips to Get a Lower Rate on a VA Loan

Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benef Aug 26, 2025

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expen Aug 19, 2025