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OurBlog, Sun Mortgage licensed since 2007 🏠

Welcome to Sun Mortgage – Your Trusted California Mortgage Partner Since 2007 ☀️🏡

At Sun Mortgage, we believe that every home loan should be as personal as the people we serve. Whether you're buying your first home, upgrading to your dream home, or refinancing to save money, our mission is simple: to guide you step by step with care, clarity, and confidence.

Licensed in California since 2007, we bring nearly two decades of trusted mortgage experience to the table. Our team of knowledgeable loan officers has helped lots and lots of families across California turn the dream of homeownership into a reality—many for the first time.

Explaining the Mortgage Contingency Clause

Explaining the Mortgage Contingency Clause

Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if your financing falls through. What Is a Mortgage Conti

Jul 29, 2025 | Purchasing a Home

The Changing Tides of the Housing Market

The Changing Tides of the Housing Market

The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af

Jul 22, 2025 | Purchasing a Home

Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations

Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations

Thinking about buying a vacation home? Whether it’s a beach condo or a quiet cabin in the mountains, owning a second property can offer both personal enjoyment and long-term value. But before you buy, it’s important to understand the financial

Jul 15, 2025 | Purchasing a Home

Best Kept Secret: 🏡 2-1 Buydown Program Explained: How to Lower Your Monthly Mortgage Payment Today!

Best Kept Secret: 🏡 2-1 Buydown Program Explained: How to Lower Your Monthly Mortgage Payment Today!

 🏡 2-1 Buydown Program Explained: How to Lower Your Monthly Mortgage Payment Today! Need ALoan Officer/ Realtor? Text or Call (714) 380-4140 APPLY HERE: 100% FREE QUOTE Still seeing mortgage rates in the high 6% or even 7% range? You're not alone&md

Jul 11, 2025 |

California First-Time Homebuyer Loan Guide 2025 | FHA, VA, DPA

California First-Time Homebuyer Loan Guide 2025 | FHA, VA, DPA

 🏡 California First-Time Homebuyer Loan Guide (2025 Edition) 📲 Call or message us today to find out what you qualify for! Text OR Call (714) 380-4140  Need A FREE Estimate Apply Here Your Step-by-Step Path to Homeownership with the Best Loan Op

Jul 10, 2025 | downpayment assistance orangecountyrealestate

🪖 VA Loan Co-Signer Rules: What You Need to Know Before Applying

🪖 VA Loan Co-Signer Rules: What You Need to Know Before Applying

🪖 VA Loan Co-Signer Rules: What You Need to Know Before Applying VA loans are one of the best benefits available to U.S. veterans and active-duty service members. But what if you can’t qualify for a VA loan on your own? Can you add a co-signer? The

Jul 09, 2025 | VAHomeBuying