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At Sun Mortgage, we believe that every home loan should be as personal as the people we serve. Whether you're buying your first home, upgrading to your dream home, or refinancing to save money, our mission is simple: to guide you step by step with care, clarity, and confidence.

Licensed in California since 2007, we bring nearly two decades of trusted mortgage experience to the table. Our team of knowledgeable loan officers has helped lots and lots of families across California turn the dream of homeownership into a reality—many for the first time.

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The Truth in Lending Act - Key Protections Every Borrower Should Know

The Truth in Lending Act (TILA) is one of the most important consumer protection laws in U.S. lending history. Understanding what it does — and doesn't — cover can make a significant diffe Apr 14, 2026

Understanding VA Loan Options for Veterans

VA loans are one of the most valuable home financing benefits available to eligible veterans, active-duty service members, and certain military spouses. Backed by the U.S. Department of Veterans Affai Apr 07, 2026

Selling a House that has a Home Equity Loan

Selling a home can already feel complicated, and the process can raise additional questions if you have borrowed against your property’s equity. Many homeowners wonder whether an outstanding hom Mar 31, 2026

How to Protect Yourself from Common Mortgage Scams

The homebuying process involves large financial transactions, multiple parties, and significant personal information. Because of this complexity, mortgage scams have become increasingly sophisticated Mar 24, 2026

Buy a Home using the House Hacking Strategy

For many aspiring real estate investors, the biggest barrier to getting started is the cost of buying an investment property. Down payments, higher interest rates, and stricter lending requirements ca Mar 17, 2026

What Credit Score Do You Need to Buy a House in 2026?

Your credit score plays a major role in qualifying for a mortgage in 2026. While loan guidelines have remained relatively consistent, underwriting has become more flexible in how lenders evaluate ove Mar 10, 2026