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Welcome to Sun Mortgage – Your Trusted California Mortgage Partner Since 2007 ☀️🏡

At Sun Mortgage, we believe that every home loan should be as personal as the people we serve. Whether you're buying your first home, upgrading to your dream home, or refinancing to save money, our mission is simple: to guide you step by step with care, clarity, and confidence.

Licensed in California since 2007, we bring nearly two decades of trusted mortgage experience to the table. Our team of knowledgeable loan officers has helped lots and lots of families across California turn the dream of homeownership into a reality—many for the first time.

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi

Nov 25, 2025 | VA Loans

Joint VA Loans: Combining Forces for Homeownership

Joint VA Loans: Combining Forces for Homeownership

Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this option provides flexibility for borrowers who want to pool

Nov 18, 2025 | VA Loans

Will Home Prices Drop? Understanding Real Estate Market Trends

Will Home Prices Drop? Understanding Real Estate Market Trends

Home prices have risen significantly in recent years, leaving many prospective buyers wondering if waiting for prices to decline makes sense. Understanding market dynamics and your personal financial readiness helps you make informed decisions about when

Nov 12, 2025 | Purchasing a Home

Happy Veterans Day!

Happy Veterans Day!

To all the brave men and women who have served our country, thank you for your sacrifice, dedication, and unwavering commitment to protecting our freedom. From all of us at Sun Mortgage, we honor you today and every day. Your service has made a lasting di

Nov 11, 2025 |

Is a 30-Year Mortgage Right for You?

Is a 30-Year Mortgage Right for You?

Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y

Nov 04, 2025 | Purchasing a Home

Happy Halloween!

Happy Halloween!

As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at Sun Mortgage, we hope your Halloween is filled with fun, laughter, a

Oct 28, 2025 | Purchasing a Home

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