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At Sun Mortgage, we believe that every home loan should be as personal as the people we serve. Whether you're buying your first home, upgrading to your dream home, or refinancing to save money, our mission is simple: to guide you step by step with care, clarity, and confidence.
Licensed in California since 2007, we bring nearly two decades of trusted mortgage experience to the table. Our team of knowledgeable loan officers has helped lots and lots of families across California turn the dream of homeownership into a reality—many for the first time.
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Do VA Refinance Rates Differ from Purchase Rates?
For many veterans and active-duty service members, VA loans offer one of the most accessible and cost-effective paths to homeownership. But when it comes time to refinance, an important question often Jun 24, 2026
Understanding Jumbo Loans: When Do they Make Sense?
Not every home purchase fits neatly within standard loan limits. In many housing markets—particularly those with higher home values—buyers often find that conventional financing simply doe Jun 17, 2026
How Adjustable-Rate Mortgages Work: A Complete Guide
Adjustable-rate mortgages (ARMs) can be a practical option for homebuyers who want lower initial payments and flexibility in the early years of a loan. However, because the interest rate can change ov Jun 10, 2026
How the Federal Reserve Impacts Mortgage Rates
Interest rates don’t move randomly—and they don’t exist in a vacuum. Behind the scenes, the Federal Reserve plays a central role in shaping the cost of borrowing across the economy, Jun 03, 2026
Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move
When you come into extra cash—whether it’s a bonus, tax refund, or unexpected windfall—you’re faced with a critical financial decision: should you pay down your mortgage or inv May 26, 2026