Welcome to Sun Mortgage – Your Trusted California Mortgage Partner Since 2007 ☀️🏡
At Sun Mortgage, we believe that every home loan should be as personal as the people we serve. Whether you're buying your first home, upgrading to your dream home, or refinancing to save money, our mission is simple: to guide you step by step with care, clarity, and confidence.
Licensed in California since 2007, we bring nearly two decades of trusted mortgage experience to the table. Our team of knowledgeable loan officers has helped lots and lots of families across California turn the dream of homeownership into a reality—many for the first time.
Retirement offers the opportunity to adjust your lifestyle and focus on long-term comfort. For many retirees, purchasing a new home is an important part of this transition. Establish Your Priorities Before starting your search, define your must-haves and
Jan 13, 2026 | Purchasing a Home
A high mortgage payment can quietly strain your budget month after month. The good news is that your payment is not fixed forever. With the right strategies, many homeowners can reduce their monthly obligation and free up cash for other priorities. Refina
Jan 06, 2026 | Refinancing a Home
FHA loans provide accessible homeownership opportunities through lower down payment requirements and flexible credit standards. However, some applicants fall just short of standard qualification criteria. FHA compensating factors offer a solution by allow
Dec 30, 2025 | Purchasing a Home
As the holiday season fills our hearts with joy and our homes with warmth, we want to take a moment to wish you and your family a very Merry Christmas! From all of us at Sun Mortgage, thank you for being such an important part of our year. Your trust and
Dec 23, 2025 |
Credit card debt affects millions of Americans, with high interest rates making it difficult to make meaningful progress toward becoming debt-free. A Home Equity Line of Credit (HELOC) offers one potential solution by allowing you to leverage your home's
Dec 16, 2025 |
Choosing between a starter home and a forever home represents one of the most significant financial decisions you'll make. Each option offers distinct advantages and challenges that affect your immediate budget, long-term wealth building, and lifestyle fl
Dec 09, 2025 | Purchasing a Home