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At Sun Mortgage, we believe that every home loan should be as personal as the people we serve. Whether you're buying your first home, upgrading to your dream home, or refinancing to save money, our mission is simple: to guide you step by step with care, clarity, and confidence.
Licensed in California since 2007, we bring nearly two decades of trusted mortgage experience to the table. Our team of knowledgeable loan officers has helped lots and lots of families across California turn the dream of homeownership into a reality—many for the first time.
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Should You Talk to a Lender or Real Estate Agent First?
One of the most common questions homebuyers ask at the beginning of their journey is simple: should you start with a lender or a real estate agent? While there is no single correct answer, understandi Jul 08, 2026
Buying a Vacation Home: What You Need to Know Before You Invest
Buying a vacation home can be exciting, but it is also a major financial decision that deserves careful planning. Whether you want a personal getaway, a future retirement spot, or a property that may Jul 01, 2026
Do VA Refinance Rates Differ from Purchase Rates?
For many veterans and active-duty service members, VA loans offer one of the most accessible and cost-effective paths to homeownership. But when it comes time to refinance, an important question often Jun 24, 2026
Understanding Jumbo Loans: When Do they Make Sense?
Not every home purchase fits neatly within standard loan limits. In many housing markets—particularly those with higher home values—buyers often find that conventional financing simply doe Jun 17, 2026
How Adjustable-Rate Mortgages Work: A Complete Guide
Adjustable-rate mortgages (ARMs) can be a practical option for homebuyers who want lower initial payments and flexibility in the early years of a loan. However, because the interest rate can change ov Jun 10, 2026